Home N House

Buying a resale HDB flat in Singapore involves several key steps, from checking eligibility and securing an HDB Flat Eligibility (HFE) letter to searching for a suitable property, negotiating the price, and exercising the Option to Purchase (OTP). Buyers must…

  Buying a resale HDB flat in Singapore can be exciting — but one term that often causes confusion for first-time buyers is Cash Over Valuation (COV). You may hear phrases like “$50,000 COV” or “asking $700,000 with $30,000 COV”…